Workers Compensation

Main objectives:

• Improve health and safety standards at workplace

• Assist workers to return to productive work after work related injuries

• Adequately and efficiently compensate injured workers

Three major components of Work Cover

1. Occupational Health and Safety
2. Rehabilitation
3. Compensation

What is workers compensation?

Workers Compensation insurance provides:

• Financial benefits

• Other assistance

For injured workers and / or their families whether or not the injured worker was at fault.

When is Compensation paid?

• Death or incapacity of worker

• Permanent loss or impairment of part of the body or at faculty

• Medical, hospital and related treatment

• Rehabilitation

Who can claim workers compensation?

• A person who is a worker or a deemed worker under the Workers Compensation Act.

Employers Obligations

• Provide safe/healthy workplace

• Have workers compensation

• Keep records of wages

• Send injured workers compensation claim form within 7 days

• Not dismiss a person within 6 months

• Notify insurer if unable to employ worker

• Home register of injuries book

• Establish work place rehabilitation

• Display program

Failure to insure may incur the following:

• Maximum penalty of $20,000

• Penalty premiums

• Liability for the cost of claims.

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